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The equivalent deal for borrowers with a 15percent cash deposit (85percent LTV) is cut from 5.14percent to 4.93percent (899 fee), and the fee-free option is down to 5.15percent from 5.33percent. The mutual’s 100percent loan to value Track Record five-year fixed-rate mortgage for first time buyers remains at 5.79percent. First, we provide paid placements to advertisers to present their offers. The payments we receive for those placements affects how and where advertisers’ offers appear on the site.
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The five-year fixed rate for product transfer will start from 4.58percent (65percent LTV). Coventry’s fixed rates for residential borrowers at 80percent loan to value and buy-to-let deals for new borrowers at 75percent LTV are being withdrawn. There are no changes to product transfer deals for existing customers looking for a new fixed rate deal. Halifax, part of Lloyds Banking Group, has cut selected fixed rates for purchase and remortgage by up to 0.36 percentage points. It has also joined the ranks of lenders offering deals at under 5percent.
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