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Ben Luthi is a personal financing and you will travel blogger and you may borrowing credit expert. They have a qualification inside the finance of Brigham Younger University and you will spent some time working within the monetary considered, banking and auto financing before writing complete-going back to NerdWallet and you will Student loan Champion. Ben has become a complete-go out freelance author and you may features travel and you can hanging out with their a few babies. The brand new Citi Customized Dollars Cards does not have any annual percentage, which makes it ideal for individuals who wanted advantages without having to pay a lot more every year. A credit card with no annual fee are smaller for people who would like to earn rewards, make borrowing from the bank, and take advantage of almost every other benefits without having to pay a keen more commission yearly. As a result of Summer 29, 2025, cardholders secure an additional cuatro% cash return to your rooms, automobile apartments and web sites set aside on the Citi Take a trip℠ portal.
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